What Happens if You Have No Insurance, but the Other Driver Was at Fault?
Author: David Weissman
The State of Tennessee is a fault-based state when it comes to car accidents, which means that at-fault drivers are responsible for covering the losses that their victims suffer, and related claims generally go through the at-fault drivers’ car insurance policies. When you work closely with an experienced Nashville car accident attorney, you can rest easy in the knowledge that your right to fair compensation is well protected.
Proving the Other Driver’s Negligence
An important element of your claim is proving that the other driver’s negligence was the direct cause of the accident that left you injured. Such negligence tends to take dangerous forms, such as the following:
- Drowsy driving
- Speeding
- Aggressive driving
- Drunk driving
- Distracted driving
- Failing to follow the rules of the road
Your knowledgeable car accident attorney will take the steps necessary to prove not only the other driver’s negligence in your case but also that their negligence was the direct cause of the accident in question. The kind of evidence they’ll use to accomplish this includes:
- The police report and any driving citations that were issued
- The testimony of eyewitnesses, including bystanders and the occupants of other vehicles in the vicinity at the time of the accident
- Dashcam footage and photos and videos captured prior to, during, or directly after the accident
- Physical evidence – such as skid marks and the locations in which the vehicles came to land – from the accident scene
- Professional accident recreation models that illustrate the details of the accident
- The testimony of professional witnesses with expertise in fields relevant to the mechanics of the accident
Accounting for Your Losses
Another important task that your capable attorney will ably take on is accounting for your total losses – in support of a just settlement that compensates you fairly in each of the following categories:
- Property damage to your vehicle and any damaged contents
- Your medical expenses, which may include future medical requirements such as additional surgeries and the need for ongoing care
- Your lost wages, which may need to address losses related to your career’s trajectory
- Your physical and emotional pain and suffering, which can be the most challenging loss to overcome
Speak to an Experienced Nashville Car Accident Attorney Today
Motorists in Tennessee are required to carry specific minimums of liability insurance. While you should remain in compliance with this requirement, failing to do so won’t affect the outcome of your car accident claim against a motorist whose negligence caused you to be injured.
You could, however, be ticketed for your lapse. The compassionate Nashville car accident attorneys at Raybin & Weissman take immense pride in the solid reputation we’ve earned for helping clients like you fully recover from their losses, and we’re here for you, too. Learn more by contacting us online or calling us at 615-256-6666 today.